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The
Below Comments Relate to this Newslink:
LA: Louisiana shooting for mandatory gun insurance?
Submitted by:
Mark A. Taff
Website: http://www.marktaff.com
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Based on my experience as a former Louisiana insurance commissioner, I can also tell readers that the cost of such proposed gun liability insurance would not come cheap. New York is presently considering in their legislature a proposal to require every gun owner to have a minimum of $1 million in liability coverage.
I have not sat down with insurance actuaries to figure out specifically what the premium would be, but I would estimate that a gun owner is looking at a minimum of $2,000 a year to pay for such insurance. The insurance premium could be significantly more for someone living in the inner city. Such a cost would price the ownership of a gun outside the reach of the average citizen. |
| Comment by:
PHORTO
(11/3/2017)
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What is never asked in connection to all these schemes is, "Does the government have the constitutionally delegated power to do this?"
That is the FIRST question to be asked and answered, not whether or not such proposals are "good ideas".
No idea is good if it defies constitutional prohibitions on the exercise of such power. |
| Comment by:
jac
(11/3/2017)
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I can see how this will end.
Television advertisements as follows:
Did you get shot while committing a felony? Call 1-800-Shyster.
The ambulance chasing attorneys will jump on this if law abiding gun owners are forced to buy $1 mm liability insurance. Can you imagine winning a case against a "poor" injured felon in St. Louis or Chicago? |
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| QUOTES
TO REMEMBER |
| I do believe that where there is a choice only between cowardice and violence, I would advise violence. Thus when my eldest son asked me what he should have done had he been present when I was almost fatally assaulted in 1908 [by an Indian extremist opposed to Gandhi's agreement with Smuts], whether he should have run away and seen me killed or whether he should have used his physical force which he could and wanted to use, and defend me, I told him it was his duty to defend me even by using violence. Hence it was that I took part in the Boer War, the so-called Zulu Rebellion and [World War I]. Hence also do I advocate training in arms for those who believe in the method of violence. I would rather have India resort to arms in order to defend her honor than that she should in a cowardly manner become or remain a helpless witness to her own dishonor. — Mohandas K. Gandhi, Young India, August 11, 1920 from Fischer, Louis ed.,The Essential Gandhi, 1962 |
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