|
|
|
NOTE!
This is a real-time comments system. As such, it's also a
free speech zone within guidelines set forth on the Post
Comments page. Opinions expressed here may or may not
reflect those of KeepAndBearArms staff, members, or
any other living person besides the one who posted them.
Please keep that in mind. We ask that all who post
comments assure that they adhere to our Inclusion
Policy, but there's a bad apple in every
bunch, and we have no control over bigots and
other small-minded people. Thank you. --KeepAndBearArms.com
|
The
Below Comments Relate to this Newslink:
LA: Louisiana shooting for mandatory gun insurance?
Submitted by:
Mark A. Taff
Website: http://www.marktaff.com
|
There
are 2 comments
on this story
Post Comments | Read Comments
|
Based on my experience as a former Louisiana insurance commissioner, I can also tell readers that the cost of such proposed gun liability insurance would not come cheap. New York is presently considering in their legislature a proposal to require every gun owner to have a minimum of $1 million in liability coverage.
I have not sat down with insurance actuaries to figure out specifically what the premium would be, but I would estimate that a gun owner is looking at a minimum of $2,000 a year to pay for such insurance. The insurance premium could be significantly more for someone living in the inner city. Such a cost would price the ownership of a gun outside the reach of the average citizen. |
| Comment by:
PHORTO
(11/3/2017)
|
What is never asked in connection to all these schemes is, "Does the government have the constitutionally delegated power to do this?"
That is the FIRST question to be asked and answered, not whether or not such proposals are "good ideas".
No idea is good if it defies constitutional prohibitions on the exercise of such power. |
| Comment by:
jac
(11/3/2017)
|
I can see how this will end.
Television advertisements as follows:
Did you get shot while committing a felony? Call 1-800-Shyster.
The ambulance chasing attorneys will jump on this if law abiding gun owners are forced to buy $1 mm liability insurance. Can you imagine winning a case against a "poor" injured felon in St. Louis or Chicago? |
|
|
| QUOTES
TO REMEMBER |
| Are we at last brought to such humiliating and debasing degradation, that we cannot be trusted with arms for our defense? Where is the difference between having our arms in possession and under our direction, and having them under the management of Congress? If our defense be the real object of having those arms, in whose hands can they be trusted with more propriety, or equal safety to us, as in our own hands? — Patrick Henry, 3 J. Elliot, Debates in the Several State Conventions 45, 2d ed. Philadelphia, 1836 |
|
|
